The largest generational wealth transfer in history is happening right now, and women are at the center of it. Over the next two decades, women are expected to inherit more than $30 trillion in financial assets, reshaping the landscape of wealth management. Despite this shift, many financial advisors have yet to adapt to the unique needs and priorities of female wealth holders.

Why Women Are Leading the Wealth Transfer¹

1. Longevity & Inheritance Trends: Women, on average, live longer than men, which means they often become the primary decision-makers for family wealth later in life. With inheritances from spouses and parents, they gain control over significant financial assets.
2. A Shift in Financial Decision-Making: Unlike previous generations, more women today are actively involved in financial planning and investment decisions. A 2023 study found that 70% of women take charge of their family’s financial affairs after inheriting wealth.
3. A Different Approach to Investing: Women tend to be more risk-aware and goal-driven in their investment strategies. They prioritize financial security, philanthropy, and sustainable investing more than their male counterparts.
   
   

Despite these trends, many women feel underserved by traditional financial advisors. At VestGen, we understand that women’s financial priorities are different—and we tailor our strategies to meet their needs.

How VestGen Helps Women Navigate Wealth Management

1. Holistic Financial Planning for Life Transitions: Whether navigating widowhood, divorce, or career transitions, women need advisors who understand the emotional and financial complexities of these life changes.
   
   

VestGen’s Approach:

• Personalized financial roadmaps tailored to each stage of life.
• Cash flow and estate planning to ensure long-term financial security.
  
  

2. Building Confidence Through Financial Education: Many women express a desire to deepen their financial knowledge but don’t always feel comfortable in traditional advisory settings.
   
   

What We Offer:

• One-on-one education to empower financial decision-making.
• Women-focused conversations on investing, estate planning, and legacy building.
  
  

3. Legacy & Philanthropic Planning: Women are more likely to prioritize impact-driven investing and philanthropy. We help align investment strategies with personal values, ensuring that wealth is used for greater good.
   
   

VestGen’s Solutions:

• Structuring charitable giving through donor-advised funds and trusts.
• Investment strategies that align with ethical priorities.
  
  

4. Tax-Efficient Wealth Structuring: Preserving inherited wealth requires careful tax planning. Our team helps minimize tax burdens and structure wealth for multi-generational success.
   
   

Tax Strategies Include:

• Trust and estate planning to avoid unnecessary taxation.
• Gifting strategies to transfer wealth efficiently to heirs.
  
  

Your Wealth, Your Vision—With the Right Partner

Women today aren’t just inheriting wealth—they’re shaping the future of financial decision-making. Whether you’re planning for retirement, growing a business, or ensuring your family’s financial security, VestGen is here to help.

Take Control of Your Financial Future

Are you ready to work with a financial advisor who understands your unique needs? Schedule a consultation with a VestGen advisor today and start building a financial strategy that aligns with your vision.

Contact us now to take the first step toward confident wealth management!

¹ Source(s):

Approximately 70% of women change financial advisors within a year after the death of their spouse, indicating a proactive approach to managing inherited wealth.

An impressive 70% of millennial women report taking the lead in all financial decisions, compared to 40% of female baby boomers, reflecting a generational shift toward greater financial autonomy among women